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888.807.2889
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Small Business Merchant Account

Power up your small business with a PayCompass small business merchant account – we’re here to help you secure your revenue, prevent chargebacks, and keep the cash flowing so you can grow your business.

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Start Small & Grow with the Best Merchant Account for Small Business

Whether you’re running a local cafe, a boutique online store, or a service-based business, PayCompass offers a reliable small business merchant account tailored for your business. We come with fast approvals, strong fraud protection, and simple solutions, so you can focus on your customers, not payment hassles.

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Your Partner in Payments, Your Path to Growth

Finally, a high risk merchant account for small-business that can handle industry complexities. Get fast approval, fraud protection, customized solutions, and the support you need to scale your business. At PayCompass, we’re bringing peace of mind to collection agency merchant accounts.

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$5bn+
Processed
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6,000+
Accounts
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300+
Nationwide Agents

Why Choose PayCompass?

1

Multi-Currency Support:

With our small business merchant services, get ready to expand your global reach with multi-currency support in 170+ countries, with low fees.
2

Competitive Rates:

As the best merchant service for small business, we keep your costs low with our clear and competitive rates – designed to help small businesses flourish.
3

Easy Integration:

Get setup quickly with our easy-to-integrate credit card processing for small business solutions – compatible with many popular small business tools.
4

Dedicated Experts:

Our friendly experts are always ready to help, offering personalized assistance whenever you need it for our small business merchant services.
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How It Works

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Minutes to Apply

Our online application for a small business merchant account is quick and easy, designed to save you time with minimal paperwork.
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Fast Approval

Get approved fast, typically within 3 to 5 business days with the best merchant account for small business. If not approved, get expert tips to help your chances next time.
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Accept Payments

As a payment processor for small business, we’re secure and straightforward, making accepting payments hassle-free. Trust our expert team to guide you through every step.
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Secured & Growing

We provide real-time transaction monitoring and ongoing support so that your business funds stay protected – all in one unified platform for credit card processing for small business.

About Our Services

Payment Gateway (Medium)

Payment Gateway for Small Business

Our payment gateway for small business is secure with advanced fraud protection, offering smooth and safe online payments for your small business with fast authorizations and encrypted data transmissions – a worry-free experience for you and your customers.
Merchant Processor (Medium)

Payment Processor for Small Business

Make managing your finances easy as 1-2-3 with us as your reliable payment processor for small business. Aiming to minimize chargebacks, so you can focus on your business.
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Our Merchant Account Solutions

Brick & Mortar
Brick & Mortar
Our small business merchant account works perfectly for in-store sales with secure and dependable POS integrations – designed to accept all major credit and debit cards, contactless payments, and digital wallets so your customers have a smooth checkout every time.
Food & Beverage
Food & Beverage
As the best merchant service for small business, PayCompass is easy-to-use. We integrate with your existing POS system for quick table-side payments, online ordering and delivery payments, so you can focus on serving your customers.
Personal Services
Personal Services
Make appointment booking payments easy for salons, spas, massage therapists, and barbershops, allowing you to accept payments at the time of booking, after services are rendered, or through recurring subscription models.
Contractors
Contractors
Invoicing and payment collection is easy with PayCompass for contractors, cleaners, landscapers, and handymen – allowing you to generate professional invoices, accept online payments, and track cash flow with ease, while offering customers a flexible way to pay.
Ecommerce
Ecommerce
Expand your online sales with a PayCompass small business merchant account – our gateways are compatible with leading shopping carts and platforms, allowing you to accept payments from customers worldwide, while growing your business.
Healthcare
Healthcare & Wellness
Process patient payments securely with PayCompass credit card processing for small business – a solution made to handle recurring payments, insurance co-pays, and more with HIPAA compliance for chiropractors, therapists, dentists, and wellness clinics, allowing you to manage your patient payments and your practice.
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Your Small Business Merchant Account:

Our small business merchant account solutions include:

  • Virtual Terminal
  • Mobile
  • In-store retail
  • e-Commerce
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Security First with PayCompass

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For small businesses, security is non-negotiable. PayCompass offers advanced and compliant payment credit card processing for small business that works. We’ll make sure your payments are secure and your customer’s data is protected with the best merchant account for your small business. We understand that trust is vital, and our advanced fraud prevention tools help minimize risks, allowing you to focus on growing your business. With over $4.5 billion processed globally in over 170 countries, we’re the go-to for small businesses everywhere.

Build Revenue, Reduce Chargebacks

Setting up a merchant account with PayCompass is designed to be straightforward and efficient, letting you concentrate on your customers. Here’s what you can expect: Cost Efficiency: Clear rates and competitive fees to keep your expenses low.

Simple Payment Processing: A user-friendly dashboard for easy transaction and compliance management in real-time.

Chargeback Prevention: Advanced tools to minimize disputes and protect your earnings.

Small Business Expertise: Payment solutions custom-made to meet the unique needs of small businesses.

Global Currency Processing: Expand your market with multi-currency support.

Virtual Cards: Offer various, secure payment options, including virtual cards and mobile payments.

PayCompass provides the tools and support you need to streamline your payment processing and boost your bottom line. We want to be your go-to small business merchant account. Get started today and discover the difference PayCompass can make.

Streamlining Small Business Payment Processing for Stability & Security

Getting set up with PayCompass is quick and hassle-free. We understand that small-business providers and businesses need a payment solution they can trust—and that’s exactly what we deliver. Here’s what you can expect from our small business merchant services:

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    Cost Efficiency

    Competitive pricing with no hidden charges, ensuring cost-effective payment processing.
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    Real-Time Payment Management

    Monitor and manage all transactions on a secure, unified platform.
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    Chargeback Prevention

    Reduce disputes and protect against fraudulent claims and chargebacks.
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    Small-business Industry Expertise

    We specialize in small business merchant transactions deemed ‘too risky’ by other processors.
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    Global Currency Processing

    Accept international payments from over 170 countries.
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    Virtual Cards

    Offer flexible, recurring, and one-time payment solutions for patients, subscribers, and vendors.

We understand the complexities of small business/payment processing and provide solutions designed to keep your transactions secure, compliant, and seamless. Apply for a small business merchant account with PayCompass today and experience stress-free, secure payment processing that supports your business’s growth.

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Revolutionize Your Payment Solutions

Join over 6,250 merchants worldwide who trust PayCompass for expert payment solutions. Whether you need specialized high-risk merchant accounts or advanced payment processing tools, we’re here to simplify the complexities. Let us handle the intricate details, so you can stay focused on what you do best.

Get in touch with us today for a consultation or subscribe to our high-risk merchant services, and experience the difference that streamlined payment solutions can make in empowering your business to thrive.

Call
888.807.2889
email
info@paycompass.com

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Note: PayCompass is not a lending institution and does NOT issue personal credit cards or loans.

Frequently Asked Questions

A merchant account powers your small business to accept credit and debit card payments. We offer safe and dependable merchant accounts that make payment processing incredibly easy – so you can cater to more customers and grow your business. At PayCompass, we provide the tools you need for your small business merchant account.

Yes, PayCompass offers omnichannel payment solutions. This allows you to accept payments in-store, on-the-go, and online. This flexibility is ever-pressing for small businesses that aim to take their sales potential to the max, with us as your payment processor for small business.

PayCompass aims to get your small business set up quickly, typically within 3-5 business days. Our streamlined application process and expert support for a smooth, compliant, and efficient setup. This is a benefit of choosing our best merchant account for small business.

As a reliable payment processor for small business, we aim to keep your bottom line healthy, making it important for us to discuss the fees that come with our small business merchant account. We offer clear fees with no hidden costs or lengthy contracts, ensuring you know exactly what you’re paying for. Here’s the standard charges you can expect:

Transaction Fees: Percentage per successful sale, varies by card type.
Authorization Fees: Small, fixed fee per payment approval.
Monthly Fees: With PayCompass, no regular monthly charges for our small business merchant account!
Chargeback Fees: Costs from customer payment disputes.

We’re committed to providing competitive rates that work with your small business goals, not against them.