pattern

PayCompass, the Best Square Alternative

Dedicated merchant accounts, customized solutions, and proactive chargeback initiatives make PayCompass the best Square alternative.

Accepting High Risk Businesses

We tailor our merchant accounts according to the needs of your high risk business. Travel, Hospitality, Subscription Services, and more trust PayCompass custom payment processing solutions that help them focus on business growth.

“Before PayCompass, the fees weren’t great. Payment settlements typically posted 24 hours after close.”

PayCompass came in and asked to see our statements and what kind of fees we were paying with our processor – and, long story short, they were able to cut our fees significantly.rnrnWe get paid in a timely fashion. We don’t have any delays. We don’t have any problems. That was about 11 years ago, and we’ve been with them ever since.

— Mark Williams
Owner of Yota Pros
“When we first bought Gold Bar, 10% of the business was credit cards. And, now, 23 years later, 10% of the business is cash.”

With our new POS system [provided by PayCompass], we can track sales hour-by-hour. I can be out and pull it up on my phone and see if the girls are having a busy hour, busy afternoon, or busy morning.rnrnI can easily say, ‘Gosh, it looks really quiet. Why don’t one of you guys go home?’ or ‘Hey, it’s really busy, you need some help, so I’ll show up.

—Karen Miller
Owner of Gold Bar Espresso
“PayCompass really revolutionized how we work with our customers and employees.”

We have 1800+ items with barcodes in our store. Misay, our PayCompass Agent, came into the picture and scanned all of them, and now it’s way easier to sell to our customers. We used to have a lot of cash – big jugs of pennies, quarters, nickels, dollar bills – but now we’ve moved on to credit cards and Apple Pay. People pay with their watches now. It’s cool to see.

—Hazem Awawdeh
Owner of El Paisano’s

PayCompass Vs Square

Multiple Currencies
Multiple Currencies
We’re a great square alternative for businesses looking to scale globally. Square accounts are tied to the currency of the country where it was activated, so you’re unable to process a payment in CAD if you have a USD account. We support over 170 currencies for online and in-person accounts.
Account Support
Account Support
No dedicated account manager with Square means long wait times and relying on Square’s aggregate processing system which can be unpredictable. At PayCompass, our agents are accessible and helpful, there to support your business when you need it.
High Risk Merchant Accounts
High Risk Acceptance
If your business is considered part of a high risk industry, you have no choice but to look for Stripe alternatives. They simply don’t accept many high risk industries, whereas we provide premium payment processing services for your ‘risky’ business.
Fees + Costs
Fees + Costs
Square offers their clients standard rates which leaves little room for small businesses to scale. No volume discounts and high fees for card-not-present transactions can slow your business down. Our customizable payment solutions allow your business to grow and boost your cash flow.
Chargeback Prevention
Chargeback Protection
Square leaves businesses wanting more out of the payment processor. Their limited chargeback protection is known for deciding in favor of the consumer in majority of cases. With PayCompass, we put your business first with proactive prevention to reduce chargebacks and their impact on your revenue.
Customization
Customization
Lack of custom pricing for high risk businesses pushes merchants to seek Square alternatives like PayCompass. Square has a preferred list of industries, whereas we specialize in the challenges risky businesses face. We offer them tailored solutions that meet their needs and allow them to thrive.
pattern

Our Merchant Accounts

PayCompass merchant accounts for small, medium, enterprise, and high-risk businesses include:

pattern

Considering Square Competitors? What You Need to Know:

Square alternatives like PayCompass mean lower fees, faster access to funds, and more control over your payment processing. While Square is a popular choice, long-time users jump ship due to high transaction costs, sudden account holds, and limited industry support.

Why PayCompass Blows Other Square Alternatives Out of the Water


Competitive Pricing: Keep more of your revenue – low transparent fees.

Faster Payouts: Forget surprise merchant account holds, we understand the high risk industry landscape and know how to navigate those challenges.

Strong Security: Advanced security tools to help prevent chargebacks and unauthorized transactions.

Flexibility: Manage your transactions easily on one unified platform with multi-currency support.

Seamless Integration: Simplified online and in-store integration into your current process.

It’s all about your business at PayCompass. We’re not just a Square alternative, we’re a premium solution for small, medium, enterprise, and high risk businesses.
pexels-pixabay-50987-scaled

High Risk? No Problem.

Standard payment processors like Square restrict or shut down accounts they qualify as high risk – that could mean your business is in a risky industry category or you simply have a high volume of transactions. That leaves countless businesses without a way to process payments or face higher than normal fees and restrictions. We provide a Square alternative that helps risky businesses thrive with low fees, tailored solutions, and preventative chargeback methods. We’re designed to support your business on its journey to growth.

Not Just a Square Alternative


Most Square alternatives provide a second option to Square without actually molding to the needs and challenges of high risk industries. These low-expectations offer limited support and unstable processing – not to mention high transaction and processing fees. We do things differently with premium payment solutions that help set your business up for success. No unfair restrictions, no surprises – just reliable payment processing tailored and designed for your industry.
pattern

Revolutionize Your Payment Solutions

Join over 6,250 merchants worldwide who trust PayCompass for expert payment solutions. Whether you need specialized high-risk merchant accounts or advanced payment processing tools, we’re here to simplify the complexities. Let us handle the intricate details, so you can stay focused on what you do best.

Get in touch with us today for a consultation or subscribe to our high-risk merchant services, and experience the difference that streamlined payment solutions can make in empowering your business to thrive.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Full Name*
Note: PayCompass is not a lending institution and does NOT issue personal credit cards or loans.

Frequently Asked Questions

Square competitors are a dime a dozen, but not all those payment processors are created equal. The best Square alternatives will offer lower fees, preventative security measures for risky industries, and provide better client support. Businesses have been turning to PayCompass as the best Square alternative due to our premium offerings and world-class support. We understand that businesses want a payment processor that’ll put them first and offer proactive security that gives them more opportunities to thrive. Our tailored solutions for high-risk businesses means fair treatment no matter your industry and low fees that boost revenue. Get in touch and let’s chat about how your merchant account can get approved in just three to five business days!

A popular payment processor that misses the mark on several fronts that can disrupt business growth. Flat-rate pricing can get costly with no volume discounts and high fees for card-not-present transactions. Businesses labeled as ‘risky’ can experience account freezes or deactivation without notice or even get their funds frozen for up to 90 days. They could also offer more when it comes to chargeback prevention and role-based access. Last but not least, the slow customer support can mean long wait times and unhelpful responses. There are a lot of Square alternatives to choose from – some, like PayCompass, offer a more transparent fee structure and challenge Square with helpful client support and tailored accounts for risky businesses. Our chargeback prevention methods are popular and help businesses boost revenue.

Yes – if those alternatives are offering what Square doesn’t, such as low and competitive rates, chargeback protection, and customization features. As one of the top Square competitors, we understand the challenges businesses go through with high fees and limited customer support. PayCompass goes above and beyond with risky industry support (Travel, Hospitality, Tobacco, and more), fees that help boost your revenue rather than hold your business back, and proactive security features to limit the rate and impact of chargebacks.

PayCompass – get in touch with us for more insight into our competitive fees and rates. We tailor our payment solutions to your business needs, so we don’t offer standard pricing which can be inflated and unfair for businesses. Instead, we take a look at what your business needs to thrive and base our pricing on that to add support. By putting your business first and prioritizing your boost in revenue, we act as an extension of your business – a partner instead of a simple payment processing provider.