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Payment Processing for Nonprofits

We make payment processing for nonprofits hassle-free with robust protection features, multi-currency support, and compliance assurance. Our world class agents are the support you need to keep your NGO thriving.

Nonprofit Merchant Services You Can Count On

NGOs do a lot of good that’s taken for granted in the payment processing world. We understand the intricacies and challenges holding you back from reaching cash flow efficiency. Our fast approvals, fraud protection, and customizable solutions have helped nonprofits flourish, and we can help your business, too.

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Your Partner in Payments, Your Path to Growth

Finally, a high risk merchant account for non-profit businesses that can handle industry complexities. Get fast approval, fraud protection, customized solutions, and the support you need to scale your business. At PayCompass, we’re bringing peace of mind to collection agency merchant accounts.

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$5bn+
Processed
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6,000+
Accounts
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300+
Nationwide Agents

Why Choose PayCompass?

1

Multi-Currency Support:

Accept currency from over 170 countries worldwide – make charity payment processing easy no matter where your good deeds take you.
2

Competitive Rates:

High rate credit card processing for nonprofits is frowned upon – enjoy competitive rates so you can spread more good where it’s needed most.
3

Easy Integration:

Add your new PayCompass nonprofit merchant services into your current setup. Easy integration and a quick start to cash efficiency.
4

Dedicated Experts:

We’re changing the support game in the payment processing industry – our compassionate agents are there to help when you need them!
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How It Works

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Minutes to Apply

It’s easy to get started with PayCompass nonprofit merchant services. One quick online form with minimal requirements to help you move your application forward fast.
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Fast Approval

You’ll hear back from us in as little as 3 to 5 business days. We’ll circle back with approval or provide your team with a few pointers to help increase your likelihood of approval. Our aim is to help move you forward and welcome your business to PayCompass!
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Accept Payments

Start accepting payments with your new nonprofit merchant services! We’re here to answer any questions as you enjoy seamless processing.
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Secured & Growing

Our proactive security measures and real-time payment processing platform help keep your business secure. Our PayCompass agents are also here to help!

About Our Services

Payment Gateway (Medium)

Payment Gateway for NGOs

With our payment gateway tailored for NGOs, we empower organizations to enhance their mission by securely processing online donations. Our system ensures smooth authorization and secure data transmission, giving your donors confidence while supporting your cause.
Merchant Processor (Medium)

Payment Processing for Nonprofits

Our advanced payment processing for nonprofits simplifies transactions. From donation execution to settlement, we minimize disputes and reduce the burden of chargebacks, so your organization can focus on making an impact without the stress of payment challenges.

Charity Payment Processing Solutions

Non Profit
Non-Profit Healthcare
Free clinics and alternative healthcare nonprofits struggle with regulatory scrutiny and high refund rates for unproven treatments. We help with HIPAA-compliant payment processing and fraud protection.
Educational Resources (Non Profits)
Educational Resources
Nonprofit e-learning platforms rely on recurring donations, leading to chargebacks and fraudulent signups. PayCompass secures payment processing, reduces payment disputes, and improves donor retention.
Merchandise Fundraiser (Non Profits)
Merchandise Fundraiser
Many processors flag nonprofits with e-commerce models as high-risk. Our credit card processing for nonprofits provides secure transactions, seamless checkout, and fraud prevention for fundraising shops.
Event Sales
Charity Events
Ticketed charity events face last-minute refund requests, credit card fraud, and payment processing delays. PayCompass high-risk solutions support large volume transactions, helping you secure funding.
Recurring Payments
Recurring Donations
Unexpected auto-renewals on donation subscriptions are one reason why NGOs can be labelled high-risk by processors. We’re nonprofit supporters and take a business first approach – helping you grow.
Charitable Gaming (Non Profits)
Charitable Gaming
Nonprofit raffles, sweepstakes, and charity bingo games face strict regulations, fraud risks, and compliance challenges. Grow your cause with PayCompass reliability and robust security features.
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Our Charity Merchant Accounts

PayCompass nonprofit merchant services include:

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Empowering Nonprofits with Specialized Merchant Account Solutions

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Your nonprofit organization strives to make a meaningful impact, and at PayCompass, our goal is to provide you with a merchant account that supports and enhances your mission. We understand the unique challenges faced by nonprofits, including chargebacks, fraud, and managing multiple currencies, which can complicate payment processing.

With over $4.5 billion processed internationally across 170 countries, our specialized payment processing for nonprofits brings simplicity and peace of mind to your payment operations.

Elevating Donation Processing for Nonprofits

Getting started with credit card processing for nonprofits is straightforward with PayCompass and approval is swift. Aside from our streamlined approval process, here’s what you can expect from our team:

Cost Efficiency: Competitive, transparent pricing keeps more funds directed toward your cause.

Simple Payment Processing: Accept and track transactions in real-time with an all-in-one payment dashboard.

Chargeback Prevention: Reduce disputes and unauthorized transactions with proactive security measures.

NGO Industry Expertise: We specialize in handling large transaction volumes and understand the complexities associated with nonprofit organizations.

Global Currency Processing: Our multi-currency processing capabilities open doors to international donors, expanding your reach and impact.

Virtual Cards: We provide single-use and recurring virtual cards for flexibility and enhanced security in managing expenses.

We understand the nonprofit sector and how to navigate its unique challenges. Experience nonprofit merchant services with PayCompass and enjoy hassle-free payment processing and world-class support.

Streamlining Non-Profit Payment Processing for Stability & Security

Getting set up with PayCompass is quick and hassle-free. We understand that non-profit providers and businesses need a payment solution they can trust—and that’s exactly what we deliver. Here’s what you can expect from our non-profit merchant services:

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    Cost Efficiency

    Competitive pricing with no hidden charges, ensuring cost-effective payment processing.
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    Real-Time Payment Management

    Monitor and manage all transactions on a secure, unified platform.
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    Chargeback Prevention

    Reduce disputes and protect against fraudulent claims and chargebacks.
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    Non-Profit Industry Expertise

    We specialize in non-profit merchant transactions deemed ‘too risky’ by other processors.
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    Global Currency Processing

    Accept international payments from over 170 countries.
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    Virtual Cards

    Offer flexible, recurring, and one-time payment solutions for patients, subscribers, and vendors.

We understand the complexities of non-profit payment processing and provide solutions designed to keep your transactions secure, compliant, and seamless. Apply for a non-profit merchant account with PayCompass today and experience stress-free, secure payment processing that supports your business’s growth.

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Revolutionize Your Payment Solutions

Join over 6,250 merchants worldwide who trust PayCompass for expert payment solutions. Whether you need specialized high-risk merchant accounts or advanced payment processing tools, we’re here to simplify the complexities. Let us handle the intricate details, so you can stay focused on what you do best.

Get in touch with us today for a consultation or subscribe to our high-risk merchant services, and experience the difference that streamlined payment solutions can make in empowering your business to thrive.

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Note: PayCompass is not a lending institution and does NOT issue personal credit cards or loans.

Frequently Asked Questions

While NGOs and nonprofit organizations can technically use standard merchant services, doing so often leads to payment processing challenges, including account holds, transaction limits, and unexpected shutdowns due to high-risk classifications.

Many mainstream processors, such as Stripe or PayPal, don’t have the infrastructure to handle the unique payment needs of nonprofits, particularly those that accept recurring donations, large one-time contributions, or international payments. By signing up for nonprofit payment processing, your organization benefits from tailored fraud protection, chargeback management, and compliance support that keeps transactions secure and uninterrupted.

PayCompass specializes in high-risk donation processing for nonprofits, ensuring your charity can accept donations without worrying about account instability or excessive restrictions.

Fees for charity payment processing accounts can vary depending on the provider and the specific services required. At PayCompass, we offer competitive and transparent pricing structures designed to support growth and sustainability for nonprofits.
Here are some of the fees you could expect:

  • Setup fees – A one time cost for opening a charity payment processing account.
  • Transaction Fees – Between 3% and 5% flat or percentage fee per transaction, this will vary depending on your application and charity needs.
  • Maintenance Fees – Monthly fees covering real-time monitoring and other recurring costs.
  • Chargeback Fees – Handling fees for disputes.

Many payment processors categorize nonprofits as high-risk businesses due to higher chargeback rates, fraud risks, and regulatory concerns. Chargebacks are common in the nonprofit space, as donors may forget they signed up for recurring contributions, dispute charges due to financial misunderstandings, or request refunds for large one-time donations.

Additionally, nonprofits are frequent targets for credit card fraud, with fraudsters using stolen cards to test transactions on donation pages. International donations also pose compliance challenges, as some banks and processors flag large or frequent overseas transactions as potential money laundering risks.

PayCompass specializes in high-risk nonprofit merchant services, meaning we work with nonprofits to prevent chargebacks, minimize fraud, and ensure compliance with financial regulations, allowing your organization to operate smoothly without constant payment disruptions.

Unlike traditional banks or mainstream payment processors, which often take weeks to approve nonprofit accounts—or decline them entirely, PayCompass offers a streamlined application process with approvals in as little as 3 to 5 business days.

Since we specialize in high-risk industries, we understand the complexities of payment processing for nonprofits and work to expedite approvals without unnecessary paperwork or delays. Our team provides clear guidance on required documentation, reducing the back-and-forth that can slow down other providers.