
Nonprofit Merchant Services You Can Count On
NGOs do a lot of good that’s taken for granted in the payment processing world. We understand the intricacies and challenges holding you back from reaching cash flow efficiency. Our fast approvals, fraud protection, and customizable solutions have helped nonprofits flourish, and we can help your business, too.

Your Partner in Payments, Your Path to Growth
Finally, a high risk merchant account for non-profit businesses that can handle industry complexities. Get fast approval, fraud protection, customized solutions, and the support you need to scale your business. At PayCompass, we’re bringing peace of mind to collection agency merchant accounts.




Why Choose PayCompass?
Multi-Currency Support:
Competitive Rates:
Easy Integration:
Dedicated Experts:

How It Works
Minutes to Apply
Fast Approval
Accept Payments
Secured & Growing
About Our Services

Payment Gateway for NGOs

Payment Processing for Nonprofits
Charity Payment Processing Solutions







Our Charity Merchant Accounts

Empowering Nonprofits with Specialized Merchant Account Solutions

With over $4.5 billion processed internationally across 170 countries, our specialized payment processing for nonprofits brings simplicity and peace of mind to your payment operations.
Elevating Donation Processing for Nonprofits
Cost Efficiency: Competitive, transparent pricing keeps more funds directed toward your cause.
Simple Payment Processing: Accept and track transactions in real-time with an all-in-one payment dashboard.
Chargeback Prevention: Reduce disputes and unauthorized transactions with proactive security measures.
NGO Industry Expertise: We specialize in handling large transaction volumes and understand the complexities associated with nonprofit organizations.
Global Currency Processing: Our multi-currency processing capabilities open doors to international donors, expanding your reach and impact.
Virtual Cards: We provide single-use and recurring virtual cards for flexibility and enhanced security in managing expenses.
We understand the nonprofit sector and how to navigate its unique challenges. Experience nonprofit merchant services with PayCompass and enjoy hassle-free payment processing and world-class support.
Streamlining Non-Profit Payment Processing for Stability & Security
Getting set up with PayCompass is quick and hassle-free. We understand that non-profit providers and businesses need a payment solution they can trust—and that’s exactly what we deliver. Here’s what you can expect from our non-profit merchant services:
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Cost Efficiency
Competitive pricing with no hidden charges, ensuring cost-effective payment processing. -
Real-Time Payment Management
Monitor and manage all transactions on a secure, unified platform. -
Chargeback Prevention
Reduce disputes and protect against fraudulent claims and chargebacks. -
Non-Profit Industry Expertise
We specialize in non-profit merchant transactions deemed ‘too risky’ by other processors. -
Global Currency Processing
Accept international payments from over 170 countries. -
Virtual Cards
Offer flexible, recurring, and one-time payment solutions for patients, subscribers, and vendors.
We understand the complexities of non-profit payment processing and provide solutions designed to keep your transactions secure, compliant, and seamless. Apply for a non-profit merchant account with PayCompass today and experience stress-free, secure payment processing that supports your business’s growth.

Revolutionize Your Payment Solutions
Join over 6,250 merchants worldwide who trust PayCompass for expert payment solutions. Whether you need specialized high-risk merchant accounts or advanced payment processing tools, we’re here to simplify the complexities. Let us handle the intricate details, so you can stay focused on what you do best.
Get in touch with us today for a consultation or subscribe to our high-risk merchant services, and experience the difference that streamlined payment solutions can make in empowering your business to thrive.
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Frequently Asked Questions
While NGOs and nonprofit organizations can technically use standard merchant services, doing so often leads to payment processing challenges, including account holds, transaction limits, and unexpected shutdowns due to high-risk classifications.
Many mainstream processors, such as Stripe or PayPal, don’t have the infrastructure to handle the unique payment needs of nonprofits, particularly those that accept recurring donations, large one-time contributions, or international payments. By signing up for nonprofit payment processing, your organization benefits from tailored fraud protection, chargeback management, and compliance support that keeps transactions secure and uninterrupted.
PayCompass specializes in high-risk donation processing for nonprofits, ensuring your charity can accept donations without worrying about account instability or excessive restrictions.
Fees for charity payment processing accounts can vary depending on the provider and the specific services required. At PayCompass, we offer competitive and transparent pricing structures designed to support growth and sustainability for nonprofits.
Here are some of the fees you could expect:
- Setup fees – A one time cost for opening a charity payment processing account.
- Transaction Fees – Between 3% and 5% flat or percentage fee per transaction, this will vary depending on your application and charity needs.
- Maintenance Fees – Monthly fees covering real-time monitoring and other recurring costs.
- Chargeback Fees – Handling fees for disputes.
Many payment processors categorize nonprofits as high-risk businesses due to higher chargeback rates, fraud risks, and regulatory concerns. Chargebacks are common in the nonprofit space, as donors may forget they signed up for recurring contributions, dispute charges due to financial misunderstandings, or request refunds for large one-time donations.
Additionally, nonprofits are frequent targets for credit card fraud, with fraudsters using stolen cards to test transactions on donation pages. International donations also pose compliance challenges, as some banks and processors flag large or frequent overseas transactions as potential money laundering risks.
PayCompass specializes in high-risk nonprofit merchant services, meaning we work with nonprofits to prevent chargebacks, minimize fraud, and ensure compliance with financial regulations, allowing your organization to operate smoothly without constant payment disruptions.
Unlike traditional banks or mainstream payment processors, which often take weeks to approve nonprofit accounts—or decline them entirely, PayCompass offers a streamlined application process with approvals in as little as 3 to 5 business days.
Since we specialize in high-risk industries, we understand the complexities of payment processing for nonprofits and work to expedite approvals without unnecessary paperwork or delays. Our team provides clear guidance on required documentation, reducing the back-and-forth that can slow down other providers.