Payment Processing Services
Streamlined payment processing services with a business first approach. At PayCompass, our priority is your cash flow so you can focus on growth.
Cost and Cash Flow Efficiency
Simplified Payment Processing
Robust Chargeback Prevention
High Risk/High Volume Accounts
Simplified Global Market Access
Innovative Virtual Card Issuing
Join Businesses that Scale with Confidence Through PayCompass
Empowered Merchant Payment Services
Merchant processing solutions that put your business first with tailored high risk merchant accounts, chargeback prevention, fraud protection, and accessible client support. We ensure your payment processing is smooth and hassle free, so you can thrive in your industry.
Trusted by Thousands, Powered by Expertise
With over 6,250 accounts and counting, PayCompass is the go-to choice for businesses looking to streamline their financial operations.
Our network of 300+ nationwide agents ensures personalized service and local expertise wherever your business takes you.
With $4.5 billion+ processed, our platform delivers secure, efficient payment solutions tailored to your business needs.
What Our
Merchants Say
Jathan's expertise and Beth's dedication turned a stressful situation into a smooth and manageable process. They not only resolved my issue swiftly but also followed up to make sure everything was running perfectly afterwards. This level of service is rare to find in the merchant processing industry, and I am incredibly grateful for their support.
William ChievesJester Park 
Setting sail in May 2023, Travelomile faced a crucial challenge: securing a reliable payment gateway for its budding travel venture. Amidst the daunting task, PayCompass emerged as our trusted ally, swiftly accepting our application and providing invaluable guidance. With seamless integration, virtual cards, and unwavering support, PayCompass proved indispensable in our journey to success.
Nirmaljit SinghHead of Sales, Travelomile 
Paycompass has displayed professionalism and poise from the start. A great team to partner with with seamless tools at their disposal.
Kris CooperCEO at Valkyrie Image 
Why Choose PayCompass?
Multi-Currency
Support:
Tap into a worldwide market with our merchant services - we offer multi-currency support across 170+ countries, with low fees.
Competitive
Rates:
Keep more of your hard-earned money with our clear and competitive rates. Our merchant processing solutions are designed to fuel your growth, not hinder it.
Easy
Integration:
Say goodbye to complex setups. Our merchant processing solutions work with your existing systems, getting you up and running fast.
Dedicated
Experts:
If you need a hand, our world-class agents are here for you - they're your partners in payment success, ready whenever you need them.
How It Works
Minutes to Apply
Applying for PayCompass merchant services is fast and fuss-free - minimal paperwork to fill out and submit - all online.
Fast Approval
We know time is money. Expect approval for our merchant payment services within 3-5 business days. We'll offer feedback when necessary.
Accept Payments
Our payment processing is smooth and secure, allowing you to focus on your customers. Our expert team is with you every step of the way.
Secured & Growing
Top-notch merchant processing solutions you can track in real-time on one unified platform - rest easy knowing our support team is always there to lend a hand.
About Our Services
Reliable Payment
Gateway
Our merchant payment services are your secure payment hub and the key to smooth transactions, no matter what you’re selling. Expect fast authorizations and ironclad data protection.
Seamless Payment Processing
Get payment processing solutions that work for you – our system reduces chargebacks and simplifies your finances, so you can get back to doing what you love.
Services That Make
Us Stand Out
How Our Services Compare
If you’re tired of limitations and impersonal services from the big names, PayCompass offers a refreshing approach – tailored solutions, clear pricing, and real human support. We’re not afraid of complex industries. We’re built to help you grow, not box you in.
PayPal Alternative
Our merchant services go beyond PayPal - benefits include low transparent fees, faster payouts, and dedicated support. We offer a level of partnership often missing with PayPal - and we don't charge monthly fees!
Square Alternative
Avoid the limitations of Square's flat-rate fees and potential account instability by choosing our payment processing services. We support high risk and high volume businesses with tailored solutions.
Stripe Alternative
Our willingness to work with more industries as a payment processing partner makes us different. We value clear communication, proactive chargeback management, and building long-term relationships.
What to Expect With Our Merchant Payment Services
Our merchant processing solutions include:
- Virtual Terminal
- Mobile
- In-store retail
- e-Commerce
Your Security & Growth is Our Top Priority
No matter your industry, secure payments are non-negotiable. While some processors can be hesitant about working with certain business types, PayCompass takes a different approach. With our merchant processing services, we offer robust and compliant payment processing. We get the needs of your industry, big or small. With our expertise, we’ve processed over $4.5 billion globally in over 170 countries. With this type of experience, you can depend on us to handle the payments while keeping your transactions and data safe.
Focus on Growth with Our Business First Approach
Getting setup with PayCompass is quick and easy – so you can get back to what you do best – running your business. Here’s what you can expect with our merchant services:
- Cost Efficiency: Enjoy low rates, transparent fees, and speedy processing, to keep your business financially healthy.
Simple Payment Processing: Manage all your payments and compliance in one easy-to-use dashboard. - Chargeback Prevention: Shield your revenue by minimizing chargebacks with our advanced fraud protection, tailored to the unique risks of your industry.
- Experts in Your Corner: Get payment solutions designed specifically for your business type. We get the nuances and make sure you’re compliant and secure.
- Global Currency Processing: Reach customers worldwide with our multi-currency options.
- Virtual Cards: Offer secure and flexible payment options to meet your customers’ needs.
We get the ins and outs of payment processing solutions across different industries and provide the secure, scalable foundation you need to grow. Get started with PayCompass today and see how we can make a difference for your business.
Get Started Today
Revolutionize Your Payment Solutions
Join over 6,250 merchants worldwide who trust PayCompass for expert payment solutions. Whether you need specialized high-risk merchant accounts or advanced payment processing tools, we’re here to simplify the complexities. Let us handle the intricate details, so you can stay focused on what you do best.
Get in touch with us today for a consultation or subscribe to our high-risk merchant services, and experience the difference that streamlined payment solutions can make in empowering your business to thrive.
Accounts
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Countries Covered
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Processed
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Frequently Asked Questions
Here at PayCompass we provide merchant services for a wide range of industries, including both low and high-risk sectors. This includes retail, SaaS, travel, healthcare, e-commerce online merchant services and many others. We fully understand the unique challenges of various industries, offering tailored solutions to meet their specific payment processing needs.
With PayCompass, our merchant processing solutions allow you to accept many payment methods, catering to your customers’ preferences. This includes major credit and debit cards (Visa, Mastercard, American Express, Discover), as well as other options such as digital wallets, and potentially ACH transfers, depending on the specific service and integration.
At PayCompass, we recognize the importance of timely access to funds. While the exact payout speed can vary depending on the specific type of merchant account and the industry, we aim for efficient processing. After applying online for merchant services, approval for accounts typically takes 3-5 business days, and we strive for faster access to funds with no long payout delays or unexpected holds.
Yes, security is a top priority at PayCompass. We adhere to the highest industry standards and ensure that our merchant payment services are fully PCI DSS compliant. We use advanced encryption, tokenization, and fraud detection technologies to protect sensitive data and ensure secure transactions for both merchants and customers.
At PayCompass, we’re fully committed to transparent pricing. While fees can vary based on your business type, transaction volume, and risk profile, our payment processing solutions offer options with no regular monthly charges for certain services like virtual terminals and small business accounts. We focus on clear fees with no hidden costs, tailoring pricing to your specific business needs and growth.
