The Best Stripe Alternative

Accepting High Risk Businesses

Stripe prohibits many high risk industries from using its platform. Certain business can face shutdowns or tough restrictions. At PayCompass, we offer premium level merchant accounts to high-risk businesses with tailored solutions and stable payment processing. We’re the #1 Stripe alternative!

“Before PayCompass, the fees weren’t great. Payment settlements typically posted 24 hours after close.”

PayCompass came in and asked to see our statements and what kind of fees we were paying with our processor – and, long story short, they were able to cut our fees significantly.rnrnWe get paid in a timely fashion. We don’t have any delays. We don’t have any problems. That was about 11 years ago, and we’ve been with them ever since.

— Mark Williams

Owner of Yota Pros

“When we first bought Gold Bar, 10% of the business was credit cards. And, now, 23 years later, 10% of the business is cash.”

With our new POS system [provided by PayCompass], we can track sales hour-by-hour. I can be out and pull it up on my phone and see if the girls are having a busy hour, busy afternoon, or busy morning.rnrnI can easily say, ‘Gosh, it looks really quiet. Why don’t one of you guys go home?’ or ‘Hey, it’s really busy, you need some help, so I’ll show up.

—Karen Miller

Owner of Gold Bar Espresso

“PayCompass really revolutionized how we work with our customers and employees.”

We have 1800+ items with barcodes in our store. Misay, our PayCompass Agent, came into the picture and scanned all of them, and now it’s way easier to sell to our customers. We used to have a lot of cash – big jugs of pennies, quarters, nickels, dollar bills – but now we’ve moved on to credit cards and Apple Pay. People pay with their watches now. It’s cool to see.

—Hazem Awawdeh

Owner of El Paisano’s

PayCompass VS Stripe

Multiple Currencies

Stripe offers multiple currencies, but payouts remain in the currency of the business’s country of origin. A standard practice, but mid-market rates aren’t utilized and additional fees are added. We keep our costs low and transparent.

Account Support

Although email and chat support is available, it can be frustrating when urgent issues arise. Don’t navigate problems alone – at PayCompass our agents act as an extension of your business. We’re there to help when you need it!

High Risk Acceptance

If your business is considered part of a high risk industry, you have no choice but to look for Stripe alternatives. They simply don’t accept many high risk industries, whereas we provide premium payment processing services for your ‘risky’ business.

Fees + Costs

At 2.9%- 3.4% and a standard 30 cents transaction fee – payment processing can get costly with Stripe. At PayCompass, our fees tailor to your business needs. We’re competitive and transparent – putting your business first and allowing you to focus on growth.

Chargeback Protection

Stripe offers a chargeback dispute system, but is known to favor consumers even without strong evidence in the claim. The lack of chargeback prevention methods also makes businesses lean towards Stripe competitors like PayCompass.

Customization

All businesses share the same standardized pricing with Stripe with zero customization for high risk businesses that can often face sudden shutdowns. At PayCompass, we specialize in high risk industries and offer tailored solutions to keep your business thriving.

Our Merchant Accounts

PayCompass extensive merchant accounts for small, medium, enterprise, and high risk businesses include:

Take the Next Step

A Better Alternative to Stripe

Payment processors like Stripe are known to charge higher fees, put restrictions and surprise holds on high risk businesses, and don’t offer full control over merchant accounts. Stripe alternatives like PayCompass offer the relief and premium features that promote business growth.

How PayCompass Outperforms Other Stripe Alternatives

Low Fees & Transparent Pricing: Forget excessive charges and know exactly what your business will owe with no hidden fees.

Faster Access to Funds: No long payout delays or unexpected holds – our agents are there to help when you need it.

Fraud & Chargeback Protection: Advanced prevention features to help keep chargebacks at bay.

Payment Control: Real time monitoring of your payments on a single platform.

Seamless Integration: Integrate PayCompass into your current process for an easy and quick start.

We’re the Stripe alternative that puts your business first – experience cashflow efficiency and features that are all about your business with PayCompass. We’re not just an alternative, we’re a premium solution for small, medium, enterprise, and high risk businesses.

High Risk Industries Welcome

Stripe is known for restricting industries it considers high risk, often freezing accounts without warning. Whether your business falls under a flagged category or simply processes large transaction volumes, Stripe’s limitations can create serious cash flow problems. Instead of dealing with sudden disruptions, switch to a payment partner that understands your industry and provides the stability you need to grow.

More than a Stripe Alternative

Many Stripe alternatives claim to support high-risk businesses while still enforcing strict limits, excessive fees, and unreliable processing. PayCompass is built differently – we tailor merchant accounts around the needs of your business and offer agent support that’s reliable and accessible when and if issues arise. Our custom solutions for high risk industries allow them to thrive with chargeback protection, no surprise shutdowns, and low payment processing fees.

Revolutionize Your Payment Solutions

Join over 6,250 merchants worldwide who trust PayCompass for expert payment solutions. Whether you need specialized high-risk merchant accounts or advanced payment processing tools, we’re here to simplify the complexities. Let us handle the intricate details, so you can stay focused on what you do best.

Get in touch with us today for a consultation or subscribe to our high-risk merchant services, and experience the difference that streamlined payment solutions can make in empowering your business to thrive.

888.807.2889

info@paycompass.com

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Note: PayCompass is not a lending institution and does NOT issue personal credit cards or loans.

Frequently Asked Questions

What is the best alternative to Stripe?

The best alternative to Stripe depends on your business needs, but PayCompass stands out for its reliability, flexible payment solutions, and industry support. Unlike Stripe, PayCompass offers faster payouts, lower fees, and fewer restrictions—making it an ideal choice for businesses that need stability and control over their transactions.

How does PayCompass compete with Stripe?

There are many industries out there that are thriving with our embedded payment solutions. Ecommerce platforms love the frictionless checkout, SaaS companies can monetize in-app purchases, healthcare providers can streamline patient billing, fitness apps can sell memberships easily, and non-profits can enhance online donations. That’s just to name a few! Any platform that wants to improve user exper

PayCompass offers a more flexible, stable, and business-friendly payment processing solution compared to Stripe. While Stripe is known for sudden account freezes, funding holds, and restrictions on high-risk industries, PayCompass provides businesses with:

Reliable Payment Processing – No unexpected shutdowns or fund holds, ensuring uninterrupted cash flow.
Lower Fees – Competitive pricing with no hidden costs or excessive transaction fees.
Faster Payouts – Access your funds without long delays or unnecessary processing times.
High-Risk Industry Support – Unlike Stripe, PayCompass works with a wide range of industries, even those traditionally labeled as high risk.
Customized Solutions – Tailored payment processing to fit your business model and promote a growth strategy.

As a top Stripe alternative, we’re big on providing merchant payment solutions that enable businesses to thrive.

ience and uncover alternative revenue channels can benefit.

Who is Stripe’s biggest competitor?

Stripe faces competition from several payment processors, but PayCompass is a top choice for businesses that need a dependable and customizable payment solution. While Stripe imposes strict industry limitations and sudden account holds, PayCompass provides a seamless, scalable payment experience with transparent pricing and better fraud protection.

Why are businesses looking for Stripe alternatives?

Many businesses seek Stripe alternatives due to unexpected account freezes, long payout delays, high processing fees, and limited industry support. Companies in high-risk industries or those with large transaction volumes often find Stripe restrictive. PayCompass offers a more stable and tailored solution, ensuring businesses can process payments without unnecessary roadblocks.

PayCompass, the Best Stripe Alternative