As a business owner, you’re already wearing many different hats. You’re handling bank runs, interviewing candidates, and solving supply chain issues. Because of this, it’s easy to overlook merchant statements.  While your merchant processing statement may look like any other bank statement or financial report, its contents are important for your company’s bottom line. This […]

These days, we hear so much on the news and social media about credit card fraud. It’s true that this is also on the rise, with 62 million Americans experiencing fraudulent charges on their debit or credit cards over the last year alone. It’s no wonder that many customers are worried about using websites and […]

Payment processing is a complex beast. You probably don’t need us to tell you that, but there are many hurdles to jump over before you get the metaphorical ‘green tick’ to signify a payment accepted.  There’s a good reason for all of this complexity – to protect your business against losses due to fraud and […]

These days, most people don’t pay by cash. If you think back to a couple of decades ago, that certainly wasn’t the case. Then, most people paid with cash and the occasional credit card. These days, the numbers back up the shift – in 2024 alone, digital payments accounted for $3.73 trillion in the US […]

Let’s be honest, there’re far too many types of credit card fraud to keep up with. Thankfully, we don’t have to understand what they are in detail or how they’re done – we just need to be able to protect against damage.  To put this into perspective, in 2024, 57% of US businesses reported losing […]

It should be easy to purchase goods and services. It’s a given, right? You want your customers to be able to make payments without issues or roadblocks, and as a business owner, that should be a priority. After all, if the process is too difficult, your customers are just going to give up and go […]

A customer is paying for a product and suddenly the machine flashes up that the payment is declined. You’ve no doubt experienced this before – it’s annoying at best and headache-inducing at worst.  There are many reasons why a customer’s transaction might be declined, yet all of them make you scratch your head and wonder […]

The more customers you have, the more money you make. It’s easy to think that way, right? In most cases, it’s true. But what happens when a customer isn’t happy for one reason or another? What happens when they file a chargeback?  For many businesses, chargebacks aren’t rare, but they’re not common either. Yet, for […]

When a customer buys goods or services from you, it’s easy to assume that the payment will go through smoothly and everything will end well. Of course, that’s the aim. However, payment reversal is a real thing, and many transactions end up heading back to the original point. Why? For many reasons, but one is […]

From reading the title, you might have one question – what is payment orchestration? It’s a fair question; so, before we go on, let’s break it down.  Payment orchestration is how you manage and streamline all parts of accepting and processing payments through one platform. It’s a way of connecting businesses to several payment providers […]