If you’re a new Agent in the payments world, congratulations. You’ve chosen an industry with unlimited earning potential and the opportunity to build residual income for life.  But we know that selling merchant services can feel intimidating at first. There are payment terminals, POS systems, interchange fees, gateways, payroll integrations, compliance requirements, and dozens of […]

You’ve probably seen income claims ranging from a few thousand dollars a month to six-figures annually in the payments industry. So what’s true? Why are some Agent earnings vastly different from others?  The honest answer is this: payment processing sales Agents can build substantial long-term income, but most people don’t know how the compensation model […]

The payments industry has a rep for promising freedom, flexibility, and solid passive income.  Some of it is true. Some of it is complete nonsense. Becoming an Agent in merchant services can change your life for the better, but only if you understand how the industry actually works, what makes a good ISO partner, and […]

Do you want your new ISO to see you as a partner, or just another source of revenue?  If you’re looking to build something real: a relationship with your ISO that values your contributions and unique selling ability, then the following questions will help paint a clear picture. And remember: ask these questions before you […]

While chargebacks are an unavoidable part of operating a business, you don’t have to just live with them. By fighting chargeback disputes, you can recuperate the cost of the transaction.  To learn how to win a chargeback as a merchant, you need to understand chargeback reason codes and the best evidence for fighting each code. […]

Whether you’re a limited liability company (LLC) or an S corporation, finding the best credit card for small businesses can help you take the next step in managing your company’s expenses. Business credit cards are essential tools for building your company’s credit history and making your company eligible for future business loans. However, each credit […]

As a business, you need customer payments to stay afloat. However, each payment that passes through your system creates an added risk. If the customer’s financial data is stolen or unintentionally exposed, it can lead to regulatory issues, financial repercussions, dissatisfied customers, and a negative impact on your brand. One way to mitigate these risks […]

Payment processors and acquiring banks have to take on substantial risk when processing payments. Because of this, they use the MATCH list for payment processing. This list includes the names of merchants that are considered riskier.  While the MATCH list helps acquiring banks make informed decisions about which merchants to work with, it can make […]

When a customer’s items don’t arrive or they’re overcharged, they often reach out to the business first. If the customer can’t get help through the merchant, they may decide to file a chargeback instead.  For the merchant, chargebacks are more costly than basic returns and involve an onerous investigation process. Each one is assigned a […]

In the United States, there were 323,459 cases of credit card fraud in the first half of 2025. Unfortunately, this was a 51% increase from the year before.  Credit card fraud, hacking, and unauthorized transactions aren’t just a problem for consumers. Whenever a card is used for a fraudulent or unauthorized purchase, it can result […]