Whether you’re struggling with your payment card industry data security standard (PCI DSS) compliance or are experienced at performing penetration tests, you need to fulfill your PCI DSS obligations. When it comes to PCI DSS for small businesses, there are 12 essential requirements that you are expected to follow.  Your compliance is essential because of […]

Behind the scenes, a worldwide network of payments handles payment processing every day. Banks, customers, businesses, and payment networks work together to ensure that each payment securely travels from the sender to the recipient.  There are many different payment methods available. By learning more about ACH credit vs. ACH debit, you can access lower fees […]

Today, the Authorize.net (AuthNet) payment gateway has more than 445,000 merchants. Since 1996, the AuthNet gateway has helped companies around the world with online, offline, and in-person sales. From advanced fraud detection to a convenient member dashboard, it offers a number of useful benefits for businesses. What is Authorize.Net? And does it have options for […]

In recent years, eCheck payment processing has grown in popularity. This method of making payments is convenient and fast. For merchants, it also offers lower fees and reduced chargeback risks. However, these digital checks can also take a few days to process. The exact timeline depends on bank policies, which batch the payment was processed […]

Businesses turn to Stripe because it offers a fast, convenient way to process payments. However, it is often not clear to businesses exactly how much Stripe is charging for each transaction. Stripe processing fees include flat fees, dispute charges, international fees, and other costs. Additionally, different payment types and channels are charged at different rates.  […]

Many online merchants use Shopify to process payments directly from their store. For most Shopify merchants, Shopify Payments can be an incredibly convenient and streamlined way to accept payments online. However, a suspended Shopify Payments status or a Shopify Payments account hold can be quite a shock for any online business owner. This can bring […]

Your business credit score matters whether you want to take out a loan, buy more inventory on credit, or expand your business. It determines whether you are a low- or high-risk borrower in the eyes of your lenders or vendors. It also impacts the terms you are able to negotiate. For example, a low credit […]

When switching merchant services, it pays to be proactive. From carefully reading through your existing contract to checking for integrations, there are a few important steps you should take to avoid costly cancellation fees and ensure a seamless experience.  If you’re constantly having problems with your current provider or are tired of high fees, it […]

Whether you are just starting your business or have operated for years, the right e-commerce platform can make or break your success. With the best e-commerce platform for high-risk businesses, you can easily integrate high-risk payment processors and gateways. This ensures the maximum amount of uptime and prevents annoying account suspensions. To help you find […]

While choosing the right credit card processing company is an oft-overlooked decision, it is incredibly important for your bottom line. With the following questions to ask merchant credit card processors, you can determine what type of security they offer, customer support availability, and the overall fee structure. Once you sign up with a merchant account […]