Merchant account holds can immediately disrupt your cash flow and make funding your day-to-day operations difficult. Even when the hold is only for a single transaction, the documentation, reviews, and process can be onerous and inconvenient.  When you are notified about a merchant credit hold for review, it pays to be proactive. Respond to any […]

With machine learning, it’s possible to analyze vast stores of data in minutes. While fraudsters are using artificial intelligence (AI) for criminal purposes, financial institutions can stay one step ahead with AI for fraud detection. As a fraud detection tool, AI is a necessity in today’s environment. Criminals don’t wait to probe your company’s defenses […]

Even though stock market crashes and financial emergencies tend to be rare, they can still happen. Your ability to stay afloat in any market situation depends strongly on whether you have access to cash. With the best business savings accounts, you can enjoy good liquidity and earn interest on your savings. Because you can’t control […]

If you wanted to buy a box of shirts from Thailand to resell in the United States, it would be difficult without a payment gateway. Modern payment gateways allow merchants, vendors, and customers to exchange funds throughout the world. The most difficult part is finding the best payment gateway for your needs. As a merchant, […]

For businesses, figuring out how to set up cryptocurrency payments can feel complicated. You have to integrate each cryptocurrency into your checkout process, figure out how to price products, auto-convert payments, and ensure a seamless process for your customers. On top of that, regulatory requirements vary by country. Once you decide on the best cryptocurrency […]

When someone pays for a family vacation, they’ll likely end up purchasing multiple tickets that can easily run into the hundreds or thousands of dollars. This type of high-value purchase carries risks for merchant account providers, which is why some providers are unwilling to work with airlines.  As an airline or flight operator, you need […]

Behind the scenes, payments are effortlessly routed, verified, authorized, and settled. When payment operations are functioning smoothly, you likely don’t notice or think about them. However, a single issue can quickly derail your company’s cash flow and result in significant costs.  Because of this, it’s a good idea to be proactive about your company’s payment […]

At many companies, payment processing is an overlooked part of their day-to-day business operations. While you might carefully monitor the output of each factory line, it’s easy to forget about monitoring the rate of chargebacks from international card payments.  As a business, you can’t afford to overlook your payment monitoring system. Hidden issues can lead […]

Businesses spend a lot of time worrying about how to save money on overhead and variable expenses. However, many companies are missing out on a key way to manage costs. By improving your payment processes, you can save money on transactions and improve your company’s bottom line. A simple update to your billing descriptors may […]

While the most basic difference between push vs. pull payments is who initiates the payment, there are other key differences as well. Each payment type carries unique benefits and drawbacks, so it’s important to understand which option makes sense for your transactional needs. Push payments tend to be more effective for one-time transactions and large […]