Aug 08, 2025

Your Guide to Navigating Your Merchant Statement​

As a business owner, you’re already wearing many different hats. You’re handling bank runs, interviewing candidates, and solving supply chain issues. Because of this, it’s easy to overlook merchant statements.  While your merchant processing statement may look like any other bank statement or financial report, its contents are important for your company’s bottom line. This […]

Latest Posts

Aug 08, 2025

Card Issuer Rejection: Causes, Impacts and How to Fix It

The dreaded “card declined by issuer” message can be frustrating for both customers and e-commerce business owners. For your business, it often results in a loss of customer trust and revenue.  Card issuer rejections, also known as card issuer declines, are one of the most common payment processing challenges that business owners face. Around 10 […]

Jul 26, 2025

Credit Card Vault Secrets: Why Your Payment Security Strategy Is Probably Wrong

These days, we hear so much on the news and social media about credit card fraud. It’s true that this is also on the rise, with 62 million Americans experiencing fraudulent charges on their debit or credit cards over the last year alone. It’s no wonder that many customers are worried about using websites and […]

Jul 26, 2025

Payment Acceptance Rate: The Revenue Killer Hiding in Plain Sight

Payment processing is a complex beast. You probably don’t need us to tell you that, but there are many hurdles to jump over before you get the metaphorical ‘green tick’ to signify a payment accepted.  There’s a good reason for all of this complexity – to protect your business against losses due to fraud and […]

Jul 26, 2025

Alternative Payment Methods Are Changing How We Actually Pay for Things (And Why You Should Care)

These days, most people don’t pay by cash. If you think back to a couple of decades ago, that certainly wasn’t the case. Then, most people paid with cash and the occasional credit card. These days, the numbers back up the shift – in 2024 alone, digital payments accounted for $3.73 trillion in the US […]

Jul 26, 2025

What Is a Liability Shift and Why It’s Secretly Running Your Payment Strategy

Let’s be honest, there’re far too many types of credit card fraud to keep up with. Thankfully, we don’t have to understand what they are in detail or how they’re done – we just need to be able to protect against damage.  To put this into perspective, in 2024, 57% of US businesses reported losing […]

Jul 25, 2025

Payment Gateway APIs: The Hidden Costs That Could Be Killing Your Business

It should be easy to purchase goods and services. It’s a given, right? You want your customers to be able to make payments without issues or roadblocks, and as a business owner, that should be a priority. After all, if the process is too difficult, your customers are just going to give up and go […]

shape