Dec 05, 2025

VBV vs Non-VBV: What Business Owners Need to Know About Payment Authentication

In the United States, there were 323,459 cases of credit card fraud in the first half of 2025. Unfortunately, this was a 51% increase from the year before.  Credit card fraud, hacking, and unauthorized transactions aren’t just a problem for consumers. Whenever a card is used for a fraudulent or unauthorized purchase, it can result […]

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Nov 17, 2025

Finding the Right Merchant Account for High Chargeback Payment Processing

If you have a high chargeback rate, many traditional merchant account providers won’t want to work with you. Chargebacks involve extensive investigations and are costly for payment processors, which is why they often entail additional fees and expenses. As a result, many payment processors are unwilling to take on the added risk.  At PayCompass, we […]

Nov 14, 2025

Interchange Plus vs Flat Rate vs Tiered Pricing: Which Payment Processing Model Will Actually Save You Money?

You might think that nothing in this world is free, and sometimes, it certainly feels that way. Yet, there are ways to reduce charges if you’re careful and assess your options. That’s true when it comes to interchange fees, sometimes known as ‘merchant swipe fees.’ To give you an idea of the scale of these, […]

Nov 13, 2025

Using Venmo for Business: What I Learned After Testing It for My Small Business

Sending money isn’t a particularly difficult subject these days. After all, there are many different payment methods and platforms you can use to send money from place to place. Yet, the difficulty comes from finding the right one for your needs, particularly if it’s a business payment.  The choice can be overwhelming, especially when you […]

Nov 12, 2025

Payroll Services for Small Business: The Real Cost of Getting It Wrong (And How to Get It Right)

There’s one thing that every employer must do right – it’s payroll. Making sure that their employees are paid correctly and on time. It’s a baseline task; placing your employees first means they’re more likely to stick with your business over time, be loyal, and pour all their hard work into your projects and day-to-day […]

Nov 12, 2025

Virtual Cards for Travel Agency Operations: The Complete Payment Revolution You’ve Been Waiting For

If there’s one industry that deals with countless vendors, it’s certainly the travel industry. Flight companies, hotels, tour operators, the list goes on. Of course, it’s vital to protect your cash flow as just one blip could throw your payments completely out of whack. That’s where virtual cards for travel agency use come in very […]

Nov 11, 2025

Seasonal Payment Processing: Why Your Peak Season Success Depends on Getting This Right

For some businesses, sales aren’t steady across the year. Instead, they peak and trough depending on the month, season, and event. In those cases, everything needs to run as smoothly as possible to avoid major hiccups. After all, you don’t want your payment systems to crash during Black Friday sales, do you? In these cases, having […]

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