Portfolio Ownership Explained: What Every Merchant Services Sales Agent Should Know

As a business, there are times when you need to send real-time payouts to your customers, employees, vendors, and business partners. The right payout rail can make a difference. Traditional rails, like ACH and wire transfers, lack the speed and user experience that global companies require. By using Mastercard Send and Visa Direct for push […]

As a merchant, your chargeback rate can impact your processing fees, terms, and account availability. Your ideal rate can vary based on your industry benchmark. Some industries, like travel and SaaS, have higher chargeback rates than others.  By understanding major drivers and variations in chargeback rates by industry, you can take the next step toward […]

Because of its connection to the financial industry, merchant category code (MCC) 6211 involves extra regulatory burdens and compliance rules. On top of these challenges, businesses that are classified under MCC 6211 also face more underwriting requirements and transaction limits.  As a result, it’s important for merchants to work with a payment processor that understands […]

When you are considered a high-risk merchant, you have to deal with the constant threat of account terminations, holds, and card declines. Because of this, many high-risk merchants turn to Automated Clearing House (ACH) processing as a backup payment method. Instead of relying on cards, ACH uses a customer’s bank account to complete the payment. […]

When you operate in a high-risk industry, locating a payment gateway can be daunting. Because certain industries are more likely to experience fraud and chargebacks, payment gateways are less likely to approve these businesses. Even when a gateway is willing to work with high-risk businesses, they’ll often charge significantly higher fees or require rolling reserves. […]

According to recent measures, there are more than 34 million businesses in just the United States. As these companies grow in complexity, their payment strategies have to adapt. The right payment analytics software is essential for understanding trends, getting detailed insights, and optimizing payment systems. Basically, a payment analytics platform can convert raw data into […]