Merchant Account Reserve: What It Is and How Rolling Reserves Affect Cash Flow

We do almost everything online these days, so it’s no surprise that many of our payments are done the same way. However, the extent of this is quite shocking – the global payment processing industry is expected to reach $139.90 billion by 2030. That’s a compound growth rate of 14.5% in just seven years.  Of […]

Once upon a time, the only way to pay for goods and services was with cold, hard cash. These days, there are many different payment types to choose from. This shows how much our world has evolved, especially when you consider cryptocurrencies which can’t even be seen by the naked eye.  To be as competitive […]

When you first start a business, you have dreams of it growing into something huge. In many cases, that happens. However, some business owners find themselves plagued with challenges simply because of the nature of what they provide and/or sell. In many cases, these aren’t particularly controversial items as such; it’s usually a high risk […]

As a small business owner, you have a lot on your plate. Not only do you have to focus on marketing your business, keeping your customers happy, and the daily grind, but you also need to have one eye on growth. All of this means you have your hands extremely full. Yet, choosing the best […]

When you’re running a business, you need everything to go smoothly. Even the smallest disruption can cause major issues, including financial losses, wasted time, and operational chaos. Yet, when it’s a problem with a payment, the worries quickly mount up.  In this guide, we’re going to talk about mobile ACH payments, but in particular, returned […]

Running a business is full of challenges. Throughout just one day there are many twists and turns that can happen, some creating opportunities, some causing problems. As a high-risk business, you’re probably painfully aware of chargebacks. In fact, most businesses are; according to studies, there were 238 million chargebacks in 2023 alone, and chargebacks related […]