The dreaded “card declined by issuer” message can be frustrating for both customers and e-commerce business owners. For your business, it often results in a loss of customer trust and revenue.  Card issuer rejections, also known as card issuer declines, are one of the most common payment processing challenges that business owners face. Around 10 […]

Technology is something we can’t live without. We rely upon it for so many daily tasks, and as far as businesses go? Well, many businesses simply couldn’t run without it. Yet, technology isn’t perfect, and credit card outages are one of the biggest issues businesses face.  When a credit card network or service is temporarily […]

When you accept a payment from a customer, it’s never as simple as waiting for the money to hit your bank account. Between that tap or ‘pay’ press, there are several steps and entities that want their slice of the pie. Each of these steps generates some kind of fee. Without a doubt, the largest […]

You might assume that a payment is just that – any old payment. It doesn’t matter if it’s small or large, it’s processed the same. Well, not quite. Small payments, called micropayments, are becoming more common, and while they may not be as profitable as large ones, they can be optimized to bring more cash […]

What happens the second a customer swipes or taps their debit card to make a payment? You might assume that magic happens, but in reality, a complex process begins that involves several players.  Along with credit cards, debit cards are one of the most commonly used payment methods. In fact, in 2024 alone, there were […]

Over the last decade, e-commerce has boomed. In fact, during the COVID-19 pandemic, shopping online was the only option for many people. Since that time, the convenience of e-commerce has continued, leading to even more businesses popping up in the same category.  Of course, e-commerce businesses must have strong payment processes to ensure security and […]

When a customer taps their card to make a payment, or hits ‘pay’ on your website, it kickstarts a complicated process. Everything happens within milliseconds to move the payment from the customer to your bank, but there are various fees generated as a result. Of course, nobody likes to pay fees, but this is simply […]

To run a business smoothly and successfully, several things have to come together in sync to create a perfect situation. One of those elements is choosing the right merchant services provider for your needs. It can be a difficult decision to make because every business is entirely unique and has its own preferences and requirements.  […]

Have you ever stopped to wonder what happens when you tap your credit card or press ‘pay’ online? As a business owner, have you ever been curious about what happens after a customer pays you in the same way? It’s not only interesting to know; it can also help you optimize your systems to get […]

Setting up the nuts and bolts of your business takes time and effort. It’s important to consider all your options carefully; after all, one wrong move could cause a major headache further down the road.  Whether you’re a new business or you’ve been around a while, understanding the full merchant account setup can give you […]