Merchant Account Reserve: What It Is and How Rolling Reserves Affect Cash Flow
Getting approved for your merchant account is only the first step in bringing in revenue. As a part of your account setup, you’ll have to agree to specific terms and processing fees. If your company is considered a higher risk, you may be required to have a merchant account reserve. Reserves are used to offset […]
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Debit Card Processing Secrets: What Happens After You Swipe
What happens the second a customer swipes or taps their debit card to make a payment? You might assume that magic happens, but in reality, a complex process begins that involves several players. Along with credit cards, debit cards are one of the most commonly used payment methods. In fact, in 2024 alone, there were […]
E-commerce Credit Card Processing: The Hidden Dimensions That Impact Your Bottom Line
Over the last decade, e-commerce has boomed. In fact, during the COVID-19 pandemic, shopping online was the only option for many people. Since that time, the convenience of e-commerce has continued, leading to even more businesses popping up in the same category. Of course, e-commerce businesses must have strong payment processes to ensure security and […]
Flat Fee Credit Card Processing: The Complete Guide for Business Owners
When a customer taps their card to make a payment, or hits ‘pay’ on your website, it kickstarts a complicated process. Everything happens within milliseconds to move the payment from the customer to your bank, but there are various fees generated as a result. Of course, nobody likes to pay fees, but this is simply […]
Pass Through Fees: The Complete Guide to Transparent Payment Processing
In the payments world, there are countless different fees to know. In truth, trying to make your way through the business expenses world can feel like walking through mud, especially when little known fees enter the fray. For instance, do you know much about pass-through fees? The fact that you’re reading this guide says that […]
The Ultimate Merchant Account Provider Guide: What They Don’t Tell You About Your Money
To run a business smoothly and successfully, several things have to come together in sync to create a perfect situation. One of those elements is choosing the right merchant services provider for your needs. It can be a difficult decision to make because every business is entirely unique and has its own preferences and requirements. […]
Credit Card Transactions Exposed: What Really Happens When You Pay
Have you ever stopped to wonder what happens when you tap your credit card or press ‘pay’ online? As a business owner, have you ever been curious about what happens after a customer pays you in the same way? It’s not only interesting to know; it can also help you optimize your systems to get […]
