Merchant Account Reserve: What It Is and How Rolling Reserves Affect Cash Flow

Keeping a close eye on financial patterns and trends is a sensible thing to do. Not only is it interesting, but it can help you handle your finances much more effectively. Who knows; there might be a new development that can take your business revenue to the next level and save you time along the […]

As the world becomes more technological by the year, it’s no surprise that payment technology is heading in the same direction. In fact, the global POS market is growing at a staggering rate – it was valued at $116.3 billion in 2024, and is expected to grow even more over the coming years.  There are many […]

Technology is something we can’t live without. We rely upon it for so many daily tasks, and as far as businesses go? Well, many businesses simply couldn’t run without it. Yet, technology isn’t perfect, and credit card outages are one of the biggest issues businesses face.  When a credit card network or service is temporarily […]

Behind every payment is a complex series of actions that transfers money from the customer to the business efficiently. While most customers are unaware of what happens after they tap their card or press ‘pay,’ it’s important for businesses to know. Why? Because that way you can optimize your processes and choose the best merchant service […]

There are several card networks and issuers on the market. Of course, Visa and Mastercard are certainly the big two, and the most well-known, but they’re not the only ones. We can also talk about Discover, a US-based card network and issuer that works as a payment processor.  Founded in 1985, Discover is known for […]

When you accept a payment from a customer, it’s never as simple as waiting for the money to hit your bank account. Between that tap or ‘pay’ press, there are several steps and entities that want their slice of the pie. Each of these steps generates some kind of fee. Without a doubt, the largest […]