May 18, 2026

Negative Option Billing: Payment Risks for Subscription Merchants

When companies use negative option billing, it creates a disproportionate number of chargebacks because of how the model works. Future charges continue unless the customer cancels, so many customers end up paying for subscriptions they no longer want. Negative option billing is legal when merchants clearly disclose terms and obtain proper consent. While there’s nothing […]

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Apr 05, 2025

ACH Payments vs Wire Transfers: The Main Differences

Every business wants to choose the most efficient and cheapest way to transfer money. There are always new options popping up, but there are two that standout above the rest – ACH payments, which stands for Automated Clearing House, and wire transfers.  When choosing between ACH vs wire, it’s important to consider both their pros […]

Apr 05, 2025

Card Not Present Payments: What It Is & How To Prevent Fraud

These days, we look for the most convenient option when it comes to paying for goods and services. And many times, we’re not actually in a physical store. Online payments have boomed as the Internet has become a literal sweet shop for everything we could possibly ever need or want.  With all of this in […]

Apr 05, 2025

Understanding the Different Types of Payment Gateway

When was the last time you paid for something online? Probably quite recently. These days, our lives are mostly centered on the digital world, and that means we pay for goods and services by pressing a few buttons. As a business, choosing the right types of payment gateway for your needs is key.  To break […]

Apr 04, 2025

Merchant Rights in the Digital Era: Empowering Businesses Against Chargebacks

As a high-risk business, you don’t need to be told about chargebacks. Along with disputes, they’re no doubt the bane of your life, causing undue stress and expense. You’re not alone. According to recent studies, there were in excess of 238 million chargebacks in 2023 alone, with the average amount increasing from $165 in 2023, […]

Mar 28, 2025

Revolutionizing Guest Experiences: Hospitality Payment Challenges and Futuristic Solutions

Trends shift and change regularly, and perhaps no more so than in the hospitality industry. There are few industries that deal with as many currencies and payment types than this, which definitely poses a few challenges along the way. Yet, it’s one of the most profitable industries around – according to projections, the global hospitality […]

Mar 28, 2025

How Auto Repair Credit Card Processing Could Make or Break Your Business

As more and more people choose to pay for their auto repairs with a card rather than cash, the need for streamlined and secure automotive payment solutions has never been more pressing. It makes sense when you think about it; repairs are often costly and not that many people carry large amounts of cash with […]

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