VBV vs Non-VBV: What Business Owners Need to Know About Payment Authentication

When a customer pays by credit card, it’s a relatively stress-free process. They swipe or tap their card if they’re attending a physical store, or input their details if it’s an online purchase. They pay the amount stated and that’s it. It sounds easy, doesn’t it? Well, behind that process is another layer of complexity, […]

Lost profits can appear in many different ways – it can be a bad review online that goes viral, a particularly aggressive competitor, or it can be something so simple you might not even realize it’s there – losing money through payment processing fees.  According to studies, in 2023, US merchants paid $224 billion in […]

Credit card payments are extremely common; in fact, despite all the digital means available these days, they’re still the most common type of payment. In 2024 alone, global credit card transactions were predicted to hit around $515.42 billion.  However, failed credit card payments are a major headache for businesses and customers alike. Online retailers believe […]

The financial world can be confusing at the best of times. From blocks to restrictions, new products to technologies changing everything. So, when you throw into the mix a range of different payment terms, it becomes even more complex. The good news is that these terms are nowhere near as complicated as they first seem.  […]

When a customer makes a payment, they might assume that the whole amount simply goes to the merchant and they receive their goods or services. But is it really that simple? Unsurprisingly, no. Businesses deal with many hidden costs associated with payment processing that can significantly add up over the long-term.  In fact, it’s surprising […]

Running a business is hard enough without having to deal with disputes and chargebacks. You may assume that most transactions simply pass through with no issues, but a surprising number cause problems, especially for high-risk businesses. When this happens, the risks go far beyond simply losing a little revenue. They reverberate into confidence issues, regulatory […]