How to Get Merchant Services Leads Without Buying Bad Lists

Authorized push payment fraud (APP) is rapidly growing as a problem, but many businesses remain unprotected. This insidious type of fraud involves a bad actor pretending to be a legitimate vendor, employee, or business partner. Then, the bad actor uses this false identity to trick businesses into sending a payment to them. As a business, […]

While chargebacks are an unavoidable part of operating a business, you don’t have to just live with them. By fighting chargeback disputes, you can recuperate the cost of the transaction.  To learn how to win a chargeback as a merchant, you need to understand chargeback reason codes and the best evidence for fighting each code. […]

Years ago, businesses might wait weeks for a check to be mailed and received from a customer. Even after you dropped the check off at the bank, it could be days until it cleared your account. Today, real-time payments (RTP) have made multi-day waits a thing of the past. These instantaneous payments can transfer into […]

Merchant account holds can immediately disrupt your cash flow and make funding your day-to-day operations difficult. Even when the hold is only for a single transaction, the documentation, reviews, and process can be onerous and inconvenient.  When you are notified about a merchant credit hold for review, it pays to be proactive. Respond to any […]

With machine learning, it’s possible to analyze vast stores of data in minutes. While fraudsters are using artificial intelligence (AI) for criminal purposes, financial institutions can stay one step ahead with AI for fraud detection. As a fraud detection tool, AI is a necessity in today’s environment. Criminals don’t wait to probe your company’s defenses […]

Even though stock market crashes and financial emergencies tend to be rare, they can still happen. Your ability to stay afloat in any market situation depends strongly on whether you have access to cash. With the best business savings accounts, you can enjoy good liquidity and earn interest on your savings. Because you can’t control […]